“Access to productive credit and its impact on the business growth of commercial SMEs in Guayaquil during the post-pandemic period 2022–2025”, FdC, vol. 3, no. 4, pp. 34–47, Dec. 2024, Accessed: Oct. 14, 2026. Available: https://revista.fronterasdelconocimiento.org/index.php/rfc/article/view/48